{"id":766,"date":"2026-04-15T18:06:23","date_gmt":"2026-04-15T09:06:23","guid":{"rendered":"https:\/\/utransfer.com\/blog\/?p=766"},"modified":"2026-04-15T18:06:25","modified_gmt":"2026-04-15T09:06:25","slug":"sepa-%ec%86%a1%ea%b8%88-%eb%b0%a9%eb%b2%95","status":"publish","type":"post","link":"https:\/\/utransfer.com\/blog\/sepa-%ec%86%a1%ea%b8%88-%eb%b0%a9%eb%b2%95\/","title":{"rendered":"SEPA \uc1a1\uae08 \ud658\uc804 \ud544\uc694 \uc5c6\ub294 \uc720\ub85c \ud574\uc678\uc1a1\uae08 \ubc29\ubc95\uacfc \ucda9\uc804\ud558\ub294 \ubc95"},"content":{"rendered":"\n<figure class=\"wp-block-pullquote has-text-align-left has-normal-font-size\" style=\"letter-spacing:1px\"><blockquote><p><strong>SEPA \uc1a1\uae08<\/strong>\uc740 \uc720\ub7fd \uc804\uc5ed\uc744 \ud558\ub098\uc758 \ub2e8\uc77c \uacb0\uc81c\uad8c\uc73c\ub85c \ubb36\uc5b4 <br><strong>\uc720\ub85c \ud574\uc678\uc1a1\uae08<\/strong>\uc744 \uad6d\ub0b4 \uc774\uccb4\ucc98\ub7fc \ube60\ub974\uace0 \uc800\ub834\ud558\uac8c \ucc98\ub9ac\ud558\ub294 \ud601\uc2e0\uc801\uc778 \uc2dc\uc2a4\ud15c\uc785\ub2c8\ub2e4. <br><br>\uc720\ub85c\ud654(EUR)\ub97c \uc0ac\uc6a9\ud558\ub294 36\uac1c\uad6d \uac04 \uac70\ub798 \uc2dc \ubcf5\uc7a1\ud55c \uc911\uac04 \uc740\ud589 \uc808\ucc28\ub97c \uc0dd\ub7b5\ud558\uc5ec <br>\ube44\uc6a9\uc744 \ud68d\uae30\uc801\uc73c\ub85c \uc808\uac10\ud560 \uc218 \uc788\ub294 \uac83\uc774 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p><\/blockquote><\/figure>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\ud83d\udccd\ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/utransfer.com\/blog\/sepa-%ec%86%a1%ea%b8%88-%eb%b0%a9%eb%b2%95\/#1_SEPA_%EC%86%A1%EA%B8%88%EC%9D%B4%EB%9E%80\" >1. SEPA \uc1a1\uae08\uc774\ub780?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/utransfer.com\/blog\/sepa-%ec%86%a1%ea%b8%88-%eb%b0%a9%eb%b2%95\/#2_SEPA_%EC%86%A1%EA%B8%88_%EA%B0%80%EB%8A%A5_%EA%B5%AD%EA%B0%80_%EB%B0%8F_%EC%A1%B0%EA%B1%B4\" >2. SEPA \uc1a1\uae08 \uac00\ub2a5 \uad6d\uac00 \ubc0f \uc870\uac74<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/utransfer.com\/blog\/sepa-%ec%86%a1%ea%b8%88-%eb%b0%a9%eb%b2%95\/#3_SEPA%EC%99%80_SWIFT_%EB%B0%A9%EC%8B%9D_%EB%B9%84%EA%B5%90\" >3. SEPA\uc640 SWIFT \ubc29\uc2dd \ube44\uad50<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/utransfer.com\/blog\/sepa-%ec%86%a1%ea%b8%88-%eb%b0%a9%eb%b2%95\/#4_%EC%9C%A0%EB%A1%9C_%ED%95%B4%EC%99%B8%EC%86%A1%EA%B8%88_%EC%8B%9C_%EC%A3%BC%EC%9D%98%EC%82%AC%ED%95%AD\" >4. \uc720\ub85c \ud574\uc678\uc1a1\uae08 \uc2dc \uc8fc\uc758\uc0ac\ud56d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/utransfer.com\/blog\/sepa-%ec%86%a1%ea%b8%88-%eb%b0%a9%eb%b2%95\/#5_%ED%95%9C%EA%B5%AD_%EA%B3%84%EC%A2%8C%EB%A1%9C_SEPA_%EA%B3%84%EC%A2%8C_%EC%B6%A9%EC%A0%84%ED%95%98%EB%8A%94_%EB%B0%A9%EB%B2%95\" >5. \ud55c\uad6d \uacc4\uc88c\ub85c SEPA \uacc4\uc88c \ucda9\uc804\ud558\ub294 \ubc29\ubc95<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading has-larger-font-size\"><span class=\"ez-toc-section\" id=\"1_SEPA_%EC%86%A1%EA%B8%88%EC%9D%B4%EB%9E%80\"><\/span>1. SEPA \uc1a1\uae08\uc774\ub780?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>SEPA \uc1a1\uae08<\/strong>(Single Euro Payments Area)\uc740 <br>\uc720\ub7fd \uc5f0\ud569(EU)\uc744 \uc911\uc2ec\uc73c\ub85c \uad6c\ucd95\ub41c &#8216;\ub2e8\uc77c \uc720\ub85c \uacb0\uc81c \uc9c0\uc5ed&#8217;\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\uacfc\uac70 \uc720\ub7fd \uad6d\uac00 \uac04 \uc1a1\uae08\uc740 \uad6d\uac00\ub9c8\ub2e4 \ub2e4\ub978 \uccb4\uacc4\ub85c \uc778\ud574 \uc2dc\uac04\uc774 \uc624\ub798 \uac78\ub9ac\uace0 \uc218\uc218\ub8cc\uac00 \ube44\uc30c\uc9c0\ub9cc, <br>SEPA \ub3c4\uc785 \uc774\ud6c4 \uc720\ub85c \ud1b5\ud654\ub97c \uc0ac\uc6a9\ud558\ub294 \uad6d\uac00 \uac04 \uc1a1\uae08\uc740 \ub3d9\uc77c\ud55c \uae30\uc900\uacfc \uaddc\uce59\uc5d0 \ub530\ub77c \ucc98\ub9ac\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc27d\uac8c \ub9d0\ud574, \ub3c5\uc77c\uc5d0\uc11c \ud504\ub791\uc2a4\ub85c \uc1a1\uae08\ud558\uac70\ub098 \ud55c\uad6d\uc5d0\uc11c \uc720\ub7fd \ub0b4 SEPA \uacc4\uc88c\ub85c \uc720\ub85c\ub97c \ubcf4\ub0bc \ub54c, <br>\uc774\ub97c \uc720\ub7fd \ub0b4\ubd80\uc758 \uad6d\ub0b4 \uc774\uccb4\uc640 \ub3d9\uc77c\ud55c \ud6a8\uc728\uc131\uc73c\ub85c \ucc98\ub9ac\ud558\ub294 \uacf5\ub3d9 \uacb0\uc81c \uccb4\uacc4\ub77c\uace0 \uc774\ud574\ud558\uba74 \ub429\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\uc774\ub294 \uc720\ub7fd \ub0b4 \ube44\uc988\ub2c8\uc2a4 \uac70\ub798\ub098 \uc720\ud559\uc0dd \uc0dd\ud65c\ube44 \uc1a1\uae08 \uc2dc \ud544\uc218\uc801\uc778 \uc218\ub2e8\uc73c\ub85c \uc790\ub9ac \uc7a1\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>* \ucd9c\ucc98 : <a href=\"https:\/\/www.ecb.europa.eu\/paym\/integration\/retail\/sepa\/html\/index.en.html\" target=\"_blank\" rel=\"noreferrer noopener\">European Central Bank &#8211; What is SEPA?<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-larger-font-size\"><span class=\"ez-toc-section\" id=\"2_SEPA_%EC%86%A1%EA%B8%88_%EA%B0%80%EB%8A%A5_%EA%B5%AD%EA%B0%80_%EB%B0%8F_%EC%A1%B0%EA%B1%B4\"><\/span>2. SEPA \uc1a1\uae08 \uac00\ub2a5 \uad6d\uac00 \ubc0f \uc870\uac74<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>SEPA\ub294 \ud604\uc7ac EU \ud68c\uc6d0\uad6d 27\uac1c\uad6d\uc744 \ud3ec\ud568\ud558\uc5ec <br>\uc720\ub7fd\uacbd\uc81c\uc9c0\uc5ed(EEA) \uad6d\uac00 \ub4f1 <strong>\ucd1d 36\uac1c\uad6d<\/strong>\uc774 \ucc38\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uc720\ub7fd\uc5d0 \uc704\uce58\ud55c \uad6d\uac00\ub77c\uace0 \ud574\uc11c \ubaa8\ub450 SEPA\uac00 \uc790\ub3d9\uc73c\ub85c \uc801\uc6a9\ub418\ub294 \uac83\uc740 \uc544\ub2c8\uba70, <br>\ub2e4\uc74c\uc758 \ub450 \uac00\uc9c0 \ud575\uc2ec \uc870\uac74\uc744 \ucda9\uc871\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ucc38\uc5ec \uad6d\uac00 :<\/strong> \uc601\uad6d, \uc2a4\uc704\uc2a4, \ub178\ub974\uc6e8\uc774, \uc544\uc774\uc2ac\ub780\ub4dc \ub4f1 \ube44EU \uad6d\uac00 \uc77c\ubd80\ub3c4 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc1a1\uae08 \ud1b5\ud654 :<\/strong> \ubc18\ub4dc\uc2dc \uc720\ub85c\ud654(EUR)\uc5ec\uc57c \ud569\ub2c8\ub2e4. \uac00\ub839, SEPA \ucc38\uc5ec\uad6d\uc778 \uc601\uad6d\uc73c\ub85c \uc1a1\uae08\ud558\ub354\ub77c\ub3c4 \ud30c\uc6b4\ub4dc(GBP)\ub85c \ubcf4\ub0b8\ub2e4\uba74 SEPA \ubc29\uc2dd\uc774 \uc544\ub2cc \uc77c\ubc18 SWIFT \ubc29\uc2dd\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-wptb-table-block\"><div class=\"wptb-container-legacy\" data-table-id=\"767\">\n    <table class=\"wptb-preview-table wptb-element-main-table_setting-0\" style=\"border-spacing: 3px 3px; border-collapse: collapse !important; min-width: 285px; border: 1px solid #000000; \" data-border-spacing-columns=\"3\" data-border-spacing-rows=\"3\" data-reconstraction=\"1\" data-wptb-table-directives=\"eyJpbm5lckJvcmRlcnMiOnsiYWN0aXZlIjoiYWxsIiwiYm9yZGVyV2lkdGgiOjEsImJvcmRlclJhZGl1c2VzIjp7ImFsbCI6MCwicm93IjowLCJjb2x1bW4iOjB9fX0=\" data-wptb-responsive-directives=\"eyJyZXNwb25zaXZlRW5hYmxlZCI6ZmFsc2UsInJlc3BvbnNpdmVNb2RlIjoiYXV0byIsInJlbGF0aXZlV2lkdGgiOiJ3aW5kb3ciLCJwcmVzZXJ2ZVJvd0NvbG9yIjpmYWxzZSwiaGVhZGVyRnVsbHlNZXJnZWQiOmZhbHNlLCJicmVha3BvaW50cyI6eyJkZXNrdG9wIjp7Im5hbWUiOiJkZXNrdG9wIiwid2lkdGgiOjEwMjR9LCJ0YWJsZXQiOnsibmFtZSI6InRhYmxldCIsIndpZHRoIjo3MDB9LCJtb2JpbGUiOnsibmFtZSI6Im1vYmlsZSIsIndpZHRoIjozNzV9fSwibW9kZU9wdGlvbnMiOnsiYXV0byI6eyJkaXNhYmxlZCI6eyJkZXNrdG9wIjpmYWxzZSwidGFibGV0IjpmYWxzZSwibW9iaWxlIjpmYWxzZX0sInRvcFJvd0FzSGVhZGVyIjp7ImRlc2t0b3AiOmZhbHNlLCJ0YWJsZXQiOnRydWUsIm1vYmlsZSI6dHJ1ZX0sInJlcGVhdE1lcmdlZEhlYWRlciI6eyJkZXNrdG9wIjp0cnVlLCJ0YWJsZXQiOnRydWUsIm1vYmlsZSI6dHJ1ZX0sInN0YXRpY1RvcFJvdyI6eyJkZXNrdG9wIjpmYWxzZSwidGFibGV0IjpmYWxzZSwibW9iaWxlIjpmYWxzZX0sImNlbGxTdGFja0RpcmVjdGlvbiI6eyJkZXNrdG9wIjoicm93IiwidGFibGV0Ijoicm93IiwibW9iaWxlIjoicm93In0sImNlbGxzUGVyUm93Ijp7ImRlc2t0b3AiOjEsInRhYmxldCI6MiwibW9iaWxlIjoxfX19fQ==\" data-wptb-cells-width-auto-count=\"2\" data-wptb-extra-styles=\"\" data-wptb-pro-pagination-top-row-header=\"false\" data-wptb-rows-per-page=\"10\" data-wptb-pro-search-top-row-header=\"false\" data-wptb-searchbar-position=\"left\" role=\"table\" data-table-columns=\"2\" data-wptb-table-alignment=\"center\" data-wptb-td-width-auto=\"120\" data-wptb-table-tds-sum-max-width=\"285\" data-wptb-header-background-color=\"#00000000\" data-wptb-even-row-background-color=\"#ffffff\" data-wptb-odd-row-background-color=\"#ffffff\" data-v2-props=\"eyJ1c2VUaEZvckZpcnN0Um93IjpmYWxzZX0=\" ><tbody data-global-font-size=\"15\" ><tr  class=\"wptb-row \" style=\"background-color: #00000000; \"><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"0\" data-x-index=\"0\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-597\" style=\"\"><div style=\"position: relative;\"><p><strong>\uad6c\ubd84<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"0\" data-x-index=\"1\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-598\" style=\"\"><div style=\"position: relative;\"><p><strong>SEPA \uc801\uc6a9 \uc870\uac74<\/strong><\/p><\/div><\/div><\/td><\/tr><tr  class=\"wptb-row \" style=\"background-color: #ffffff; \"><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"1\" data-x-index=\"0\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-599\" style=\"\"><div style=\"position: relative;\"><p><strong>\uc1a1\uae08 \uc9c0\uc5ed<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"1\" data-x-index=\"1\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-600\" style=\"\"><div style=\"position: relative;\"><p>SEPA \uac00\uc785 36\uac1c\uad6d \uacc4\uc88c<\/p><\/div><\/div><\/td><\/tr><tr  class=\"wptb-row \" style=\"background-color: #ffffff; \"><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"2\" data-x-index=\"0\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-601\" style=\"\"><div style=\"position: relative;\"><p><strong>\uc0ac\uc6a9 \ud1b5\ud654<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"2\" data-x-index=\"1\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-602\" style=\"\"><div style=\"position: relative;\"><p>\uc720\ub85c(EUR)<\/p><\/div><\/div><\/td><\/tr><tr  class=\"wptb-row \" style=\"background-color: #ffffff; \"><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"3\" data-x-index=\"0\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-603\" style=\"\"><div style=\"position: relative;\"><p><strong>\ud544\uc218 \uc815\ubcf4<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"3\" data-x-index=\"1\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-604\" style=\"\"><div style=\"position: relative;\"><p>\uc218\ucde8\uc778\uc758 IBAN (\uad6d\uc81c \uc740\ud589 \uacc4\uc88c \ubc88\ud638)<\/p><\/div><\/div><\/td><\/tr><\/tbody><\/table>\n<\/div>\n<\/div>\n\n\n<p>* \ucd9c\ucc98 : <a href=\"https:\/\/www.google.com\/search?q=https:\/\/www.europeanpaymentscouncil.eu\/document-library\/other\/epc-list-countries-and-territories-sepa-schemes-geographical-scope\" target=\"_blank\" rel=\"noreferrer noopener\">European Payments Council &#8211; SEPA List of Countries<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-larger-font-size\"><span class=\"ez-toc-section\" id=\"3_SEPA%EC%99%80_SWIFT_%EB%B0%A9%EC%8B%9D_%EB%B9%84%EA%B5%90\"><\/span>3. SEPA\uc640 SWIFT \ubc29\uc2dd \ube44\uad50<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc720\ub7fd\uc73c\ub85c \ub3c8\uc744 \ubcf4\ub0bc \ub54c \uac00\uc7a5 \ud070 \uace0\ubbfc\uc740 &#8220;\uc65c \uc5b4\ub5a4 \uc1a1\uae08\uc740 \uc800\ub834\ud558\uace0 \uc5b4\ub5a4 \uc1a1\uae08\uc740 \ube44\uc2fc\uac00?&#8221;\uc785\ub2c8\ub2e4. <br>\uadf8 \ucc28\uc774\ub294 \ubc14\ub85c \uc1a1\uae08 \ub124\ud2b8\uc6cc\ud06c\ub9dd\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n<div class=\"wp-block-wptb-table-block\"><div class=\"wptb-container-legacy\" data-table-id=\"768\">\n    <table class=\"wptb-preview-table wptb-element-main-table_setting-0\" style=\"border-spacing: 3px 3px; border-collapse: collapse !important; min-width: 426px; border: 1px solid #000000; \" data-border-spacing-columns=\"3\" data-border-spacing-rows=\"3\" data-reconstraction=\"1\" data-wptb-table-directives=\"eyJpbm5lckJvcmRlcnMiOnsiYWN0aXZlIjoiYWxsIiwiYm9yZGVyV2lkdGgiOjEsImJvcmRlclJhZGl1c2VzIjp7ImFsbCI6MCwicm93IjowLCJjb2x1bW4iOjB9fX0=\" data-wptb-responsive-directives=\"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\" data-wptb-cells-width-auto-count=\"3\" data-wptb-extra-styles=\"\" data-wptb-pro-pagination-top-row-header=\"false\" data-wptb-rows-per-page=\"10\" data-wptb-pro-search-top-row-header=\"false\" data-wptb-searchbar-position=\"left\" role=\"table\" data-table-columns=\"3\" data-wptb-table-alignment=\"center\" data-wptb-td-width-auto=\"120\" data-wptb-table-tds-sum-max-width=\"426\" data-wptb-header-background-color=\"#00000000\" data-wptb-even-row-background-color=\"#ffffff\" data-wptb-odd-row-background-color=\"#ffffff\" data-v2-props=\"eyJ1c2VUaEZvckZpcnN0Um93IjpmYWxzZX0=\" ><tbody data-global-font-size=\"15\" ><tr  class=\"wptb-row \" style=\"background-color: #00000000; \"><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"0\" data-x-index=\"0\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-597\" style=\"\"><div style=\"position: relative;\"><p><strong>\ube44\uad50 \ud56d\ubaa9<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"0\" data-x-index=\"1\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-598\" style=\"\"><div style=\"position: relative;\"><p><strong>SEPA \uc1a1\uae08 (\uc720\ub85c \uc804\uc6a9)<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"0\" data-x-index=\"2\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-599\" style=\"\"><div style=\"position: relative;\"><p><strong>SWIFT \uc1a1\uae08 (\uc77c\ubc18 \ud574\uc678\uc1a1\uae08)<\/strong><\/p><\/div><\/div><\/td><\/tr><tr  class=\"wptb-row \" style=\"background-color: #ffffff; \"><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"1\" data-x-index=\"0\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-600\" style=\"\"><div style=\"position: relative;\"><p><strong>\ucc98\ub9ac \uc18d\ub3c4<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"1\" data-x-index=\"1\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-601\" style=\"\"><div style=\"position: relative;\"><p>\ud3c9\uade0 24\uc2dc\uac04 \uc774\ub0b4 (\ub9e4\uc6b0 \ube60\ub984)<\/p><\/div><\/div><\/td><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"1\" data-x-index=\"2\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-602\" style=\"\"><div style=\"position: relative;\"><p>\ud3c9\uade0 3~7 \uc601\uc5c5\uc77c (\ub290\ub9bc)<\/p><\/div><\/div><\/td><\/tr><tr  class=\"wptb-row \" style=\"background-color: #ffffff; \"><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"2\" data-x-index=\"0\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-603\" style=\"\"><div style=\"position: relative;\"><p><strong>\uc218\uc218\ub8cc<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"2\" data-x-index=\"1\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-604\" style=\"\"><div style=\"position: relative;\"><p>\uc911\uac04 \uc740\ud589 \uc218\uc218\ub8cc \uc5c6\uc74c (\uc800\ub834)<\/p><\/div><\/div><\/td><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"2\" data-x-index=\"2\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-605\" style=\"\"><div style=\"position: relative;\"><p>\uc911\uac1c\/\uc218\ucde8 \uc218\uc218\ub8cc \ubc1c\uc0dd (\ube44\uc308)<\/p><\/div><\/div><\/td><\/tr><tr  class=\"wptb-row \" style=\"background-color: #ffffff; \"><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"3\" data-x-index=\"0\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-606\" style=\"\"><div style=\"position: relative;\"><p><strong>\uc8fc\uc694 \uc6a9\ub3c4<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"3\" data-x-index=\"1\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-607\" style=\"\"><div style=\"position: relative;\"><p>\uc720\ub7fd \ub0b4 \uc720\ub85c\ud654 \uac70\ub798, \uc18c\uc561 \uc1a1\uae08<\/p><\/div><\/div><\/td><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"3\" data-x-index=\"2\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-608\" style=\"\"><div style=\"position: relative;\"><p>\uc804 \uc138\uacc4 \ubaa8\ub4e0 \ud1b5\ud654, \ub300\uc561 \uac70\ub798<\/p><\/div><\/div><\/td><\/tr><tr  class=\"wptb-row \" style=\"background-color: #ffffff; \"><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"4\" data-x-index=\"0\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-609\" style=\"\"><div style=\"position: relative;\"><p><strong>\uc548\uc815\uc131<\/strong><\/p><\/div><\/div><\/td><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"4\" data-x-index=\"1\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-610\" style=\"\"><div style=\"position: relative;\"><p>\ud45c\uc900\ud654\ub41c \uaddc\uaca9\uc73c\ub85c \uc624\ub958 \uc801\uc74c<\/p><\/div><\/div><\/td><td class=\"wptb-cell \" colspan=\"1\" rowspan=\"1\" style=\"padding: 10px; border-width: 1px; border-color: #000000; border-style: solid; \" data-y-index=\"4\" data-x-index=\"2\" data-wptb-css-td-auto-width=\"true\" data-wptb-css-td-auto-height=\"true\" data-wptb-cell-vertical-alignment=\"center\" ><div class=\"wptb-text-container wptb-ph-element wptb-element-text-611\" style=\"\"><div style=\"position: relative;\"><p>\uc218\ub3d9 \ucc98\ub9ac \ub2e8\uacc4\ub85c \uc778\ud55c \uc9c0\uc5f0 \uac00\ub2a5\uc131<\/p><\/div><\/div><\/td><\/tr><\/tbody><\/table>\n<\/div>\n<\/div>\n\n\n<p>* \ucd9c\ucc98 : <a href=\"https:\/\/remittanceprices.worldbank.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">World Bank &#8211; Remittance Prices Worldwide<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-larger-font-size\"><span class=\"ez-toc-section\" id=\"4_%EC%9C%A0%EB%A1%9C_%ED%95%B4%EC%99%B8%EC%86%A1%EA%B8%88_%EC%8B%9C_%EC%A3%BC%EC%9D%98%EC%82%AC%ED%95%AD\"><\/span>4. \uc720\ub85c \ud574\uc678\uc1a1\uae08 \uc2dc \uc8fc\uc758\uc0ac\ud56d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>SEPA \uc1a1\uae08\uc744 \uc131\uacf5\uc801\uc73c\ub85c \uc644\ub8cc\ud558\uae30 \uc704\ud574 \uac00\uc7a5 \uc911\uc694\ud55c \uac83\uc740 <br><strong>IBAN(International Bank Account Number)<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>IBAN \uc785\ub825\uc758 \uc815\ud655\uc131<\/strong><br>SEPA \uc1a1\uae08\uc740 \uc218\ucde8\uc778\uc758 IBAN \uc815\ubcf4\ub9cc\uc73c\ub85c \uc774\uccb4\ub429\ub2c8\ub2e4. <br>\uad6d\uac00\ubcc4\ub85c IBAN\uc758 \uae38\uc774\uac00 \ub2e4\ub974\ubbc0\ub85c(\uc608: \ub3c5\uc77c 22\uc790\ub9ac, \ud504\ub791\uc2a4 27\uc790\ub9ac \ub4f1), <br>\ud55c \uc790\ub9ac\ub77c\ub3c4 \ud2c0\ub9ac\uba74 \uc1a1\uae08\uc774 \uac70\uc808\ub418\uac70\ub098 \ubc18\ud658\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc218\ucde8\uc778 \uc815\ubcf4 \ud655\uc778<\/strong><br>\uc218\ucde8\uc778\uc774 \uc54c\ub824\uc900 IBAN\uc774 SEPA \uac70\ub798\uac00 \uac00\ub2a5\ud55c \uacc4\uc88c\uc778\uc9c0 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ud1b5\ud654 \uc124\uc815<\/strong><br>\uc1a1\uae08 \uc2e0\uccad \uc2dc \ubc18\ub4dc\uc2dc EUR\ub97c \uc120\ud0dd\ud574\uc57c SEPA \ub124\ud2b8\uc6cc\ud06c\ub97c \ud0c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n<p>* \ucd9c\ucc98 : <a href=\"https:\/\/www.swift.com\/standards\/data-standards\/iban\" target=\"_blank\" rel=\"noreferrer noopener\">SWIFT &#8211; IBAN Information<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-larger-font-size\"><span class=\"ez-toc-section\" id=\"5_%ED%95%9C%EA%B5%AD_%EA%B3%84%EC%A2%8C%EB%A1%9C_SEPA_%EA%B3%84%EC%A2%8C_%EC%B6%A9%EC%A0%84%ED%95%98%EB%8A%94_%EB%B0%A9%EB%B2%95\"><\/span>5. \ud55c\uad6d \uacc4\uc88c\ub85c SEPA \uacc4\uc88c \ucda9\uc804\ud558\ub294 \ubc29\ubc95<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p id=\"p-rc_0ef875049fa38ed2-19\">\uadf8\ub807\ub2e4\uba74 \ud55c\uad6d\uc5d0 \uc788\ub294 \uacc4\uc88c\ub85c \ud604\uc9c0\uc758 <strong>N26<\/strong>\uc774\ub098 <strong>\ubaac\uc870(Monzo)<\/strong> \uac19\uc740 <br>\uc720\ub7fd SEPA \uacc4\uc88c\uc5d0 \ub3c8\uc744 \ucda9\uc804\ud558\ub824\uba74 \uc5b4\ub5bb\uac8c \ud574\uc57c \ud560\uae4c\uc694?<\/p>\n\n\n\n<p>\uc6d0\uce59\uc801\uc73c\ub85c \ud55c\uad6d\uc758 \uc6d0\ud654(KRW) \uacc4\uc88c\uc5d0\uc11c\ub294 SEPA\ub9dd\uc5d0 \uc9c1\uc811 \uc811\uc18d\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uae00\ub85c\ubc8c \uc1a1\uae08\ub9dd(TT \ubc29\uc2dd)\uc744 \ud1b5\ud574 \uc720\ub7fd \ud604\uc9c0\uc758 SEPA \uacc4\uc88c\ub85c <br>\uc2e0\uc18d\ud558\uac8c \ub3c8\uc744 \ubcf4\ub0b4\uc8fc\ub294 \uc720\ud2b8\ub79c\uc2a4\ud37c(Utransfer)\ub97c \ud65c\uc6a9\ud558\uba74 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc720\ud2b8\ub79c\uc2a4\ud37c\ub294 \ubcf5\uc7a1\ud55c \uc740\ud589 \uc5c5\ubb34 \uc5c6\uc774 \uc571\uc73c\ub85c \uac04\ud3b8\ud558\uac8c \uc6d0\ud654\ub97c \uc785\uae08\ud558\uba74, <br>\ud604\uc9c0 SEPA \uacc4\uc88c\ub85c \uc720\ub85c\ud654\ub97c \uc989\uc2dc \uc1a1\uae08\ud574 \uc90d\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\ud2b9\ud788 4\uc6d4 \ud55c \ub2ec\uac04 <strong>\ubbf8\uad6d(USD), \uc601\uad6d(GBP), \uc720\ub7fd(EUR)<\/strong> \uc1a1\uae08 \uc218\uc218\ub8cc\ub97c \uc804\uba74 \ubb34\ub8cc\ub85c \uc81c\uacf5\ud558\uace0 \uc788\uc5b4, <br>\ud604\uc9c0 \uacc4\uc88c \ucda9\uc804\uc774 \ud544\uc694\ud55c \uc720\ud559\uc0dd\uc774\ub098 \uac70\uc8fc\uc790\uc5d0\uac8c \ucd5c\uc801\uc758 \uc194\ub8e8\uc158\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><a href=\"https:\/\/utransfer.com\/blog\/%ec%9c%a0%ed%8a%b8%eb%9e%9c%ec%8a%a4%ed%8d%bc-4%ec%9b%94-%ed%95%b4%ec%99%b8%ec%86%a1%ea%b8%88-%ec%88%98%ec%88%98%eb%a3%8c-%ec%9d%b4%eb%b2%a4%ed%8a%b8\/\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"697\" src=\"https:\/\/utransfer.com\/blog\/wp-content\/uploads\/2026\/04\/\ub274\uc2a4\ub8f8-\uc378\ub124\uc77c-1-4.png\" alt=\"\" class=\"wp-image-769\" style=\"aspect-ratio:1.721697357886309;width:458px;height:auto\" srcset=\"https:\/\/utransfer.com\/blog\/wp-content\/uploads\/2026\/04\/\ub274\uc2a4\ub8f8-\uc378\ub124\uc77c-1-4.png 1200w, https:\/\/utransfer.com\/blog\/wp-content\/uploads\/2026\/04\/\ub274\uc2a4\ub8f8-\uc378\ub124\uc77c-1-4-500x290.png 500w, https:\/\/utransfer.com\/blog\/wp-content\/uploads\/2026\/04\/\ub274\uc2a4\ub8f8-\uc378\ub124\uc77c-1-4-768x446.png 768w, https:\/\/utransfer.com\/blog\/wp-content\/uploads\/2026\/04\/\ub274\uc2a4\ub8f8-\uc378\ub124\uc77c-1-4-900x523.png 900w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/a><\/figure>\n\n\n\n<p><strong>\ud83d\udc49 <a href=\"https:\/\/utransfer.com\/blog\/%ec%9c%a0%ed%8a%b8%eb%9e%9c%ec%8a%a4%ed%8d%bc-4%ec%9b%94-%ed%95%b4%ec%99%b8%ec%86%a1%ea%b8%88-%ec%88%98%ec%88%98%eb%a3%8c-%ec%9d%b4%eb%b2%a4%ed%8a%b8\/\">\uc720\ud2b8\ub79c\uc2a4\ud37c 4\uc6d4 \uc720\ub85c \uc1a1\uae08 \uc218\uc218\ub8cc \ubb34\ub8cc \uc774\ubca4\ud2b8 \ud398\uc774\uc9c0 \ubc14\ub85c\uac00\uae30<\/a><\/strong><\/p>\n\n\n\n<h3 class=\"gb-text-b386d25c\"><span class=\"gb-shape\"><svg aria-hidden=\"true\" role=\"img\" height=\"1em\" width=\"1em\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill=\"currentColor\" d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg><\/span><span class=\"gb-text\">3\uc904 \uc694\uc57d<\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>SEPA \uc1a1\uae08<\/strong>\uc740 \uc720\ub85c(EUR) \ud1b5\ud654\ub97c \uc0ac\uc6a9\ud558\ub294 \uc720\ub7fd 36\uac1c\uad6d \uac04\uc758 \ud45c\uc900\ud654\ub41c \uace0\uc18d \uc1a1\uae08 \uccb4\uacc4\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc77c\ubc18 SWIFT \ubc29\uc2dd\ubcf4\ub2e4 <strong>\uc218\uc218\ub8cc\uac00 \ud6e8\uc52c \uc800\ub834<\/strong>\ud558\uace0 \ub300\ubd80\ubd84 <strong>24\uc2dc\uac04 \uc774\ub0b4<\/strong>\uc5d0 \uc785\uae08\uc774 \uc644\ub8cc\ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc1a1\uae08 \uc2dc \uc218\ucde8\uc778\uc758 <strong>IBAN<\/strong>\uc744 \uc815\ud655\ud788 \uc785\ub825\ud574\uc57c \ud558\uba70, \uc720\ub85c \uc678 \ud0c0 \ud1b5\ud654 \uc1a1\uae08 \uc2dc\uc5d0\ub294 \uc790\ub3d9\uc73c\ub85c \uc77c\ubc18 \uc1a1\uae08 \ubc29\uc2dd\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"gb-text-71145464\"><span class=\"gb-shape\"><svg aria-hidden=\"true\" role=\"img\" height=\"1em\" width=\"1em\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill=\"currentColor\" d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg><\/span><span class=\"gb-text\">Q&amp;A (\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38)<\/span><\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1772604967836\" class=\"rank-math-list-item\">\n<h4 class=\"rank-math-question \"><strong>Q1. SEPA \uc1a1\uae08\uc740 \uc720\ub7fd \uc5b4\ub514\ub4e0 \ub2e4 \uac00\ub2a5\ud55c\uac00\uc694?<\/strong><\/h4>\n<div class=\"rank-math-answer \">\n\n<p>\uc544\ub2c8\uc694. EU \ud68c\uc6d0\uad6d \uc678\uc5d0\ub3c4 36\uac1c \ucc38\uc5ec\uad6d \uacc4\uc88c\uc5ec\uc57c \ud558\uba70, <br \/>\ubc18\ub4dc\uc2dc &#8216;\uc720\ub85c(EUR)&#8217;\ub85c \ubcf4\ub0bc \ub54c\ub9cc SEPA \ubc29\uc2dd\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1772604972411\" class=\"rank-math-list-item\">\n<h4 class=\"rank-math-question \"><strong>Q2. IBAN \ubc88\ud638\ub97c \ubaa8\ub974\uba74 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/strong><\/h4>\n<div class=\"rank-math-answer \">\n\n<p>IBAN\uc740 \uc720\ub7fd \uacc4\uc88c\uc758 \ud45c\uc900 \uaddc\uaca9\uc785\ub2c8\ub2e4. \uc218\ucde8\uc778\uc5d0\uac8c \uc9c1\uc811 \ubb38\uc758\ud558\uac70\ub098, <br \/>\ud574\ub2f9 \uc740\ud589\uc758 \uc571\/\uc6f9 \uc0ac\uc774\ud2b8 \uacc4\uc88c \uc815\ubcf4\ub780\uc5d0\uc11c \ud655\uc778\ud574\uc57c \uc1a1\uae08\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1772604990288\" class=\"rank-math-list-item\">\n<h4 class=\"rank-math-question \"><strong>Q3. <strong><strong>\ud55c\uad6d \uc740\ud589 \uacc4\uc88c\uc5d0\uc11c \uc720\ub7fd SEPA \uacc4\uc88c\ub85c \ubc14\ub85c \ucda9\uc804\ud560 \uc218 \uc788\ub098\uc694?<\/strong><\/strong><\/strong><\/h4>\n<div class=\"rank-math-answer \">\n\n<p>\ub124. \uc720\ud2b8\ub79c\uc2a4\ud37c\uc640 \uac19\uc740 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uba74 \ud55c\uad6d \uacc4\uc88c\uc758 \uc6d0\ud654\ub97c \uc785\uae08\ud558\uc5ec <br \/>\uc720\ub7fd \ub0b4 SEPA \uacc4\uc88c\ub85c \uc2e4\uc2dc\uac04 \ud658\uc728\uc744 \uc801\uc6a9\ubc1b\uc544 \uc989\uc2dc \uc1a1\uae08 \ubc0f \ucda9\uc804\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"gb-text gb-text-fc43fe79\"><strong>\uc720\ub7fd \uc1a1\uae08, \uc544\uc9c1\ub3c4 \ube44\uc2fc \uc218\uc218\ub8cc\ub97c \ub0b4\uace0 \uacc4\uc2e0\uac00\uc694?<\/strong><\/h3>\n\n\n\n<p>\uc720\ub7fd \uc720\ud559\uc0dd \uc0dd\ud65c\ube44, N26\/\ubaac\uc870 \uacc4\uc88c \ucda9\uc804 \ub4f1 <br><strong>\uc720\ub85c \ud574\uc678\uc1a1\uae08<\/strong>\uc774 \ud544\uc694\ud558\ub2e4\uba74 \uc9c0\uae08 \ubc14\ub85c \uc720\ud2b8\ub79c\uc2a4\ud37c\ub97c \uc774\uc6a9\ud574 \ubcf4\uc138\uc694.<\/p>\n\n\n\n<p><strong>\ud83c\udf89 \ub193\uce58\uba74 \uc190\ud574! \uc720\ud2b8\ub79c\uc2a4\ud37c 4\uc6d4 \ud2b9\ubcc4 \uc774\ubca4\ud2b8<\/strong><br>\ud604\uc7ac \uc720\ud2b8\ub79c\uc2a4\ud37c\uc5d0\uc11c\ub294 <strong>4\uc6d4 \ud55c \ub2ec\uac04 \ubbf8\uad6d, \uc601\uad6d, \uc720\ub7fd \uc1a1\uae08 \uc218\uc218\ub8cc 0\uc6d0<\/strong> \uc774\ubca4\ud2b8\ub97c \uc9c4\ud589 \uc911\uc785\ub2c8\ub2e4. <br>\uac00\uc7a5 \uc720\ub9ac\ud55c \ud658\uc728\uacfc \uc81c\ub85c \uc218\uc218\ub8cc \ud61c\ud0dd\uc73c\ub85c \uc2a4\ub9c8\ud2b8\ud558\uac8c \ud574\uc678 \uc1a1\uae08\uc744 \uc2dc\uc791\ud558\uc138\uc694!<\/p>\n\n\n\n<a href=\"https:\/\/www.utransfer.com\/?utm_source=wordpress&#038;utm_medium=contents&#038;utm_campaign=\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"432\" class=\"gb-media-85a2f280\" alt=\"\uc720\ud2b8\ub79c\uc2a4\ud37c \uac1c\uc778 \ud574\uc678\uc1a1\uae08 \uc2e0\uaddc\uac00\uc785 \ud61c\ud0dd\" title=\"SE-6055788d-38df-48f8-881f-9aeff1955051\" src=\"https:\/\/utransfer.com\/blog\/wp-content\/uploads\/2026\/03\/SE-6055788d-38df-48f8-881f-9aeff1955051-1.png\" srcset=\"https:\/\/utransfer.com\/blog\/wp-content\/uploads\/2026\/03\/SE-6055788d-38df-48f8-881f-9aeff1955051-1.png 900w, https:\/\/utransfer.com\/blog\/wp-content\/uploads\/2026\/03\/SE-6055788d-38df-48f8-881f-9aeff1955051-1-300x144.png 300w, https:\/\/utransfer.com\/blog\/wp-content\/uploads\/2026\/03\/SE-6055788d-38df-48f8-881f-9aeff1955051-1-768x369.png 768w, https:\/\/utransfer.com\/blog\/wp-content\/uploads\/2026\/03\/SE-6055788d-38df-48f8-881f-9aeff1955051-1-500x240.png 500w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/a>\n\n\n\n<div style=\"height:41px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-75\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/utransfer.com\/blog\/utransfer-personal-remittance-guide\/\">\ud83d\udc49 \uc720\ud2b8\ub79c\uc2a4\ud37c \ud574\uc678\uc1a1\uae08\uc774\ub780?<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-75\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.utransfer.com\/?utm_source=wordpress&amp;utm_medium=contents&amp;utm_campaign=\">\ud83d\udc49 \uc720\ud2b8\ub79c\uc2a4\ud37c \ud648\ud398\uc774\uc9c0<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-pullquote has-text-align-left has-normal-font-size\"><blockquote><p><strong>\uac1c\uc778 \uc1a1\uae08\uc740 \uc720\ud2b8\ub79c\uc2a4\ud37c\u3163<\/strong>\ud569\ub9ac\uc801\uc778 \uc218\uc218\ub8cc\uc640 \ub192\uc740 \ud658\uc728 \uc6b0\ub300\ub85c \uac1c\uc778\uc758 \ud574\uc678 \uacb0\uc81c\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<br><strong>\uae30\uc5c5 \uc1a1\uae08\uc740 \uc720\ud2b8\ub79c\uc2a4\ud37c Biz\u3163<\/strong>\uc0ac\uc5c5\uc790 \ub9de\ucda4\ud615 \ub300\ub7c9 \uc1a1\uae08 \ubc0f \ud6a8\uc728\uc801\uc778 \uc678\ud658 \uc815\uc0b0 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<br><strong>\ubbf8\uad6d \uc1a1\uae08\uc740 Utransfer US\u3163<\/strong>\ubbf8\uad6d \uac70\uc8fc\uc790\ub97c \uc704\ud55c \uac00\uc7a5 \ube60\ub974\uace0 \uc548\uc804\ud55c \uc804\uc6a9 \uc1a1\uae08 \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4.<\/p><\/blockquote><\/figure>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>SEPA \uc1a1\uae08\uc740 \uc720\ub7fd \uc804\uc5ed\uc744 \ud558\ub098\uc758 \ub2e8\uc77c \uacb0\uc81c\uad8c\uc73c\ub85c \ubb36\uc5b4 \uc720\ub85c \ud574\uc678\uc1a1\uae08\uc744 \uad6d\ub0b4 \uc774\uccb4\ucc98\ub7fc \ube60\ub974\uace0 \uc800\ub834\ud558\uac8c \ucc98\ub9ac\ud558\ub294 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":770,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[204],"tags":[567,564,566,568,565,19,40,569,28],"class_list":["post-766","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category--blog","tag-iban","tag-sepa","tag-566","tag-568","tag-565","tag-19","tag-40","tag-569","tag-28","col-md-12"],"_links":{"self":[{"href":"https:\/\/utransfer.com\/blog\/wp-json\/wp\/v2\/posts\/766","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/utransfer.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/utransfer.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/utransfer.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/utransfer.com\/blog\/wp-json\/wp\/v2\/comments?post=766"}],"version-history":[{"count":2,"href":"https:\/\/utransfer.com\/blog\/wp-json\/wp\/v2\/posts\/766\/revisions"}],"predecessor-version":[{"id":772,"href":"https:\/\/utransfer.com\/blog\/wp-json\/wp\/v2\/posts\/766\/revisions\/772"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/utransfer.com\/blog\/wp-json\/wp\/v2\/media\/770"}],"wp:attachment":[{"href":"https:\/\/utransfer.com\/blog\/wp-json\/wp\/v2\/media?parent=766"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/utransfer.com\/blog\/wp-json\/wp\/v2\/categories?post=766"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/utransfer.com\/blog\/wp-json\/wp\/v2\/tags?post=766"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}